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Get Novated Leasing

Get in touch with Get Novated for all your car finance options.

Get Novated Leasing

Are you searching for a novated lease package that makes the most of your pre and post tax deductions?

Or are you an employer looking to offer an attractive package option for your valued employees?

Get Novated Leasing

Novated Lease not for you?

Get Novated have a wide range of Lenders and experienced team to work with you for all your financial needs, including vehicle, motorcycle, leisure, debt consolidation, equipment and commercial lending.

Get Novated is here to help you with all your financial needs and requirements.

Get in touch with our experienced team today for a personalised quote that takes into account your current needs, circumstances, budget and lifestyle.

1300 281 248
[email protected]

What is Novated Leasing?

Novated car leasing is a three-way financial leasing agreement between an employer, employee and a novated leasing provider (that’s us!) that enables employees to enjoy the benefits of a new car through customised salary packaging.

Working together, Get Novated helps employers to offer attractive salary packaging options that make the most of employees pre- and post- tax salary, as well as access to the best GST savings on a vehicle’s purchase price, and competitive packaging for fuel, servicing and tyre costs.

It’s a win-win for employers and employees!

Novated Lease vs Car Loan

Choosing your best car finance options can be quite daunting.

Our expert team can talk you through the different options.

What’s the best option for me?

What saves you more?

Let’s explore both options to help you decide.

Novated Lease

The advantages of a Novated Lease is that you are buying the benefit in pre tax dollars.

Example: If an Induvial earns $100,000pa and wants to buy a new car worth $22,000. With a Novated lease the $22,000 for the car plus running costs would be taken out of their taxable income. Therefore they may end up in the lower tax bracket with a lower taxable income.

The advantages of a Novated Lease is that you are buying the benefit in pre tax dollars.

Tax Savings:
You purchase a car from your pre-tax earnings, so your taxable income reduces

Fully Maintained:
Takes the stress out of running a car because your novated package covers everything from fuel, servicing, maintenance and insurance.

Savings on the Car Purchase:
You get to choose car but the novated lease lender buys it and they claim back the GST. So you pay the ex GST price of the car. On a $55,000 car that is an instant saving on $5,000

Car Loan

Car Loans are straightforward and easy to understand.

Ownership of the car:
You own the car from the beginning.

Older Cars:
You can buy older cars with a car loan, Get Novated have a range.

Loan Term:
You can select a longer loan term to reduce your repayments.

Tax Savings:
A car loan is personal finance so you can’t claim back any of the interest costs of the loan on your tax return.

Maintenance Costs:
Runnings costs such as fuel, servicing, maintenance and insurance are all paid from your wage after tax has been deducted (post-tax earnings).

Frequently Asked Questions

For Employers

As part of the Get Novated leasing package, you’ll receive:

  • One monthly invoice for all novated vehicles
  • Consolidated reporting to monitor novated leases
  • Novated leasing experts available to support your employees with questions and customised salary packaging
  • Discounted vehicle prices and fleet management services through the AMI Group’s network
  • Flexible terms to suit you and your employees
  • Assistance with reporting and management
  • Optional salary packaging and payroll management services.

Salary packaging is a great way to recognise the hard work of your existing employees and can also be an attractive benefit for new starters – without having to increase salaries.

A novated lease package means that your employees can select a car they’d like to lease, and then make repayments for the car from their pre-tax salary.

This enables them to enjoy significant tax savings over the course of their lease and avoid having to pay GST on the original purchase price of the car.

It also means that you don’t have to worry about maintaining a fleet for your business.

Give us a call and one of our friendly Get Novated team members will work with you to set up a tailored novated lease package that is right for your business and for your employees.

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For Employees

Have a chat with one of our friendly Get Novated team members who will help discuss the novated lease arrangements with you and your employer.

Your employer makes the monthly lease repayments to Get Novated from your salary, as per the terms of your novated lease agreement.

Repayments for your car are made from your pre-tax salary, which means that there will be significant tax savings over the course of your lease. You’ll also avoid having to pay GST on the original purchase price of your car.

Your lease will cover costs including fuel, roadside assistance, servicing and maintenance, tyres, insurance and registration. You’ll also have access to an online report which provides you with a real-time history of your fuel and service transactions.

View All FAQs

Get Novated Leasing Today

1300 281 248